Tuesday, October 30, 2012
Monday, October 8, 2012
To a Child, Love is Spelled T-I-M-E
To a Child, Love is Spelled T-I-M-E
To my friends take the time.
My new favorite quote: Let Go and ENJOY the Ride~Neil Gaiman
To my friends take the time.
My new favorite quote: Let Go and ENJOY the Ride~Neil Gaiman
Thursday, September 20, 2012
Endeavors final mission.
Space shuttle Endeavour has returned to California, its state of origin, 21 years after rolling out of the Palmdale assembly facility. At 12:50 p.m. PDT, Endeavour, mounted atop NASA’s 747 Shuttle Carrier Aircraft (SCA), landed at Edwards A...
ir Force Base.
The aircraft completed the third leg of its cross-country ferry flight, which originated at 11:06 a.m. MDT with a departure from Biggs Army Air Field in El Paso, Texas, and included a flyover of Tucson, Ariz. These flyovers at 1,500 feet above locations along the flight path are made in cooperation with the Federal Aviation Administration.
Following an overnight stay, the SCA and Endeavour will complete the ferry flight with a salute to the Edwards Air Force Base area early Friday and a low flyby northbound to Sacramento and the San Francisco Bay Area. Next the aircraft will travel south, making a pass over NASA's Ames Research Center, Vandenberg Air Force Base and NASA's Jet Propulsion Laboratory before heading into the Los Angeles area.
Finally, the SCA and Endeavour will land about noon PDT at Los Angeles International Airport, for an arrival ceremony before Endeavour is taken off the 747 and transported to its permanent home at the California Science Center next month.
The Article above is from the Antelope Valley Times.
The aircraft completed the third leg of its cross-country ferry flight, which originated at 11:06 a.m. MDT with a departure from Biggs Army Air Field in El Paso, Texas, and included a flyover of Tucson, Ariz. These flyovers at 1,500 feet above locations along the flight path are made in cooperation with the Federal Aviation Administration.
Following an overnight stay, the SCA and Endeavour will complete the ferry flight with a salute to the Edwards Air Force Base area early Friday and a low flyby northbound to Sacramento and the San Francisco Bay Area. Next the aircraft will travel south, making a pass over NASA's Ames Research Center, Vandenberg Air Force Base and NASA's Jet Propulsion Laboratory before heading into the Los Angeles area.
Finally, the SCA and Endeavour will land about noon PDT at Los Angeles International Airport, for an arrival ceremony before Endeavour is taken off the 747 and transported to its permanent home at the California Science Center next month.
The Article above is from the Antelope Valley Times.
IF you wold like to see the flyover, it will be 7-7:30am tomorrow Sept. 21. Good veiwing Serria Highway and Ave N. I suggest you get there early, that corner will be packed. If there is any parking it will be on Ave N...... NOT NOT NOT Serria Highway.
Wednesday, September 5, 2012
This is why I took up jogging.
Phys Ed September 5, 2012, 12:01 am120 Comments
By GRETCHEN REYNOLDS
Peter Cade/Getty Images
Americans are living longer, with our average life expectancy now surpassing 78 years, up from less than 74 years in 1980. But we are not necessarily living better. The incidence of a variety of chronic diseases, like diabetes and heart disease, has also been growing dramatically, particularly among people who are not yet elderly.
The convergence of those two developments has led to what some researchers have identified as a “lengthening of morbidity.” That means we are spending more years living with chronic disease and ill health — not the outcome that most of us would hope for from a prolonged life span.
But a notable new study published last week in Archives of Internal Medicine suggests that a little advance planning could change that prospect. Being or becoming fit in middle age, the study found, even if you haven’t previously bothered with exercise, appears to reshape the landscape of aging.
For the study, researchers at the University of Texas Southwestern Medical Center and the Cooper Institute in Dallas gathered medical records for 18,670 middle-aged men and women who’d visited the Cooper Clinic (the medical arm of the Cooper Institute) for a checkup beginning in 1970.
The 18,670 men and women, with an average age of 49, were healthy and free of chronic diseases at their first checkup, when they all took a treadmill test to determine their aerobic fitness. Based on the results of this initial fitness test, the researchers divided the group into five fitness categories, with the bulk of the people residing, like most Americans, in the least-fit section.
Then, in a first-of-its-kind data comparison, the researchers checked the same individuals’ Medicare claim records (with permission) from 1999 through 2009, by which time most of the participants were in their 70s or 80s.
What they found was that those adults who had been the least fit at the time of their middle-age checkup also were the most likely to have developed any of eight serious or chronic conditions early in the aging process. These include heart disease, diabetes, Alzheimer’s, and colon or lung cancer.
The adults who’d been the most fit in their 40s and 50s often developed many of the same conditions, but notably their maladies appeared significantly later in life than for the less fit. Typically, the most aerobically fit people lived with chronic illnesses in the final five years of their lives, instead of the final 10, 15 or even 20 years.
While this finding might not seem, on its face, altogether positive — the fit and the unfit alike generally became infirm at some point, the Medicare records showed — the results should be viewed as encouraging, says Dr. Benjamin Willis, a staff epidemiologist at the Cooper Institute who led the study. “I’m 58, and for me, the results were a big relief,” Dr. Willis said.
That’s because, he points out, the results show, in essence, that being physically fit “compresses the time” that someone is likely to spend being debilitated during old age, leaving the earlier post-retirement years free of serious illness and, at least potentially, imbued with a finer quality of life.
Interestingly, the effects of fitness in this study statistically were greater in terms of delaying illness than in prolonging life. While those in the fittest group did tend to live longer than the least fit, perhaps more important was the fact that they were even more likely to live well during more of their older years.
Of course, aging is a complicated process and extremely individualized, with the onset or absence of illness representing only one element in quality of life after age 65 or so. But it is a big element, says Dr. Jarett Berry, an assistant professor of internal medicine at U.T. Southwestern and an author of the study. “And since it appears to be associated with midlife fitness, it is amenable to change,” he continues.
While aerobic fitness is partly determined by genetics, and to that extent, the luck of the universe, much of a person’s fitness, especially by middle age, depends on physical activity, Dr. Berry says.
So, exercising during midlife, especially if you haven’t been, can pay enormous later-life benefits, he says. “Our study suggests that someone in midlife who moves from the least fit to the second-to-the-least-fit category of fitness gets more benefit,” in terms of staving off chronic diseases, than someone who moves to the highest fitness grouping from the second-highest.
And moving out of that least-fit category requires, he says, “only a small dose of exercise,” like 20 or 30 minutes of walking on most days of the week.
“You don’t have to become an athlete,” says Dr. Willis, who himself has little time for exercise but tries to fit in a daily walk. “Just getting up off the couch is key.”
This post has been revised to reflect the following correction:
Correction: September 5, 2012
An earlier version of this article erroneously included cancer in a list of chronic diseases whose incidence is rising in the United States.
The Benefits of Middle-Age Fitness
By GRETCHEN REYNOLDS
The convergence of those two developments has led to what some researchers have identified as a “lengthening of morbidity.” That means we are spending more years living with chronic disease and ill health — not the outcome that most of us would hope for from a prolonged life span.
But a notable new study published last week in Archives of Internal Medicine suggests that a little advance planning could change that prospect. Being or becoming fit in middle age, the study found, even if you haven’t previously bothered with exercise, appears to reshape the landscape of aging.
For the study, researchers at the University of Texas Southwestern Medical Center and the Cooper Institute in Dallas gathered medical records for 18,670 middle-aged men and women who’d visited the Cooper Clinic (the medical arm of the Cooper Institute) for a checkup beginning in 1970.
The 18,670 men and women, with an average age of 49, were healthy and free of chronic diseases at their first checkup, when they all took a treadmill test to determine their aerobic fitness. Based on the results of this initial fitness test, the researchers divided the group into five fitness categories, with the bulk of the people residing, like most Americans, in the least-fit section.
Then, in a first-of-its-kind data comparison, the researchers checked the same individuals’ Medicare claim records (with permission) from 1999 through 2009, by which time most of the participants were in their 70s or 80s.
What they found was that those adults who had been the least fit at the time of their middle-age checkup also were the most likely to have developed any of eight serious or chronic conditions early in the aging process. These include heart disease, diabetes, Alzheimer’s, and colon or lung cancer.
The adults who’d been the most fit in their 40s and 50s often developed many of the same conditions, but notably their maladies appeared significantly later in life than for the less fit. Typically, the most aerobically fit people lived with chronic illnesses in the final five years of their lives, instead of the final 10, 15 or even 20 years.
While this finding might not seem, on its face, altogether positive — the fit and the unfit alike generally became infirm at some point, the Medicare records showed — the results should be viewed as encouraging, says Dr. Benjamin Willis, a staff epidemiologist at the Cooper Institute who led the study. “I’m 58, and for me, the results were a big relief,” Dr. Willis said.
That’s because, he points out, the results show, in essence, that being physically fit “compresses the time” that someone is likely to spend being debilitated during old age, leaving the earlier post-retirement years free of serious illness and, at least potentially, imbued with a finer quality of life.
Interestingly, the effects of fitness in this study statistically were greater in terms of delaying illness than in prolonging life. While those in the fittest group did tend to live longer than the least fit, perhaps more important was the fact that they were even more likely to live well during more of their older years.
Of course, aging is a complicated process and extremely individualized, with the onset or absence of illness representing only one element in quality of life after age 65 or so. But it is a big element, says Dr. Jarett Berry, an assistant professor of internal medicine at U.T. Southwestern and an author of the study. “And since it appears to be associated with midlife fitness, it is amenable to change,” he continues.
While aerobic fitness is partly determined by genetics, and to that extent, the luck of the universe, much of a person’s fitness, especially by middle age, depends on physical activity, Dr. Berry says.
So, exercising during midlife, especially if you haven’t been, can pay enormous later-life benefits, he says. “Our study suggests that someone in midlife who moves from the least fit to the second-to-the-least-fit category of fitness gets more benefit,” in terms of staving off chronic diseases, than someone who moves to the highest fitness grouping from the second-highest.
And moving out of that least-fit category requires, he says, “only a small dose of exercise,” like 20 or 30 minutes of walking on most days of the week.
“You don’t have to become an athlete,” says Dr. Willis, who himself has little time for exercise but tries to fit in a daily walk. “Just getting up off the couch is key.”
This post has been revised to reflect the following correction:
Correction: September 5, 2012
An earlier version of this article erroneously included cancer in a list of chronic diseases whose incidence is rising in the United States.
Labels:
aging,
athlete,
exercise,
fitness,
health,
jogging,
middle-age,
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walking,
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Thursday, August 23, 2012
Cancelled Debt May be Considered Taxable Income by the IRS
Recieved this Blog from Realtor friend. If you are considering Shortsale, BK, Forclosure know your options and how it will effect you in the future.
July 2012 Tax Newsletter
With the recent economic downturns experienced by many taxpayers, there is a tax concept that is very important: cancellation of debt. You would think that the cancellation of debt by a credit card company or mortgage company would be a good thing for the taxpayer. And it can be, but it can also be considered taxable income by the IRS. Here is a quick review of various debt cancellation situations.
* Consumer debt
If you have gone through some type of credit "workout" program on consumer debt, it's likely that some of your debt has been cancelled. If that is the case, be prepared to receive IRS Form 1099-C representing the amount of debt cancelled. The IRS considers that amount taxable income to you, and they expect to see it reported on your tax return. The exception is if you file for bankruptcy. With bankruptcy, generally the debt cancelled is not taxable.
Even if you are not legally bankrupt, you might be technically insolvent (where your liabilities exceed your assets). If this is the case, you can exclude your debt cancellation income by reporting your financial condition and filing IRS Form 982 with your tax return.
* Primary home
If your home is "short" sold or foreclosed and the lender receives less than the total amount of the outstanding loan, you can also expect that amount of debt cancellation to be reported to you and the IRS. But special rules allow you to exclude up to $2 million in cancellation income in many circumstances. You will again need to complete IRS Form 982, but the exclusion from taxable income brought about by the debt cancellation on your primary residence is incredibly liberal. So make sure to take advantage of these rules should they apply to you.
* Second home, rental property, investment property, business property
The rules for debt cancellation on second homes, rental property, and investment or business property can be extremely complicated. Generally speaking, the new laws that cover debt cancellation don't apply to these properties, and the IRS considers any debt cancellation income taxable. Nevertheless, given your cost of these properties, your financial condition, and the amount of debt cancelled, it's still possible to have this debt cancellation income taxed at a preferred capital gains rate, or even considered not taxable at all.
Be aware that many of the special debt cancellation provisions are set to expire at the end of 2012.
If you're unsure as to how debt cancellation affects you, contact your tax advisor (or ask us for a referral) to review your situation and determine how much, if any, cancelled debt will be taxable income to you.
Posted by Natalie Neith at 14:44 No comments: Email ThisBlogThis!Share to TwitterShare to Facebook
July 2012 Tax Newsletter
With the recent economic downturns experienced by many taxpayers, there is a tax concept that is very important: cancellation of debt. You would think that the cancellation of debt by a credit card company or mortgage company would be a good thing for the taxpayer. And it can be, but it can also be considered taxable income by the IRS. Here is a quick review of various debt cancellation situations.
* Consumer debt
If you have gone through some type of credit "workout" program on consumer debt, it's likely that some of your debt has been cancelled. If that is the case, be prepared to receive IRS Form 1099-C representing the amount of debt cancelled. The IRS considers that amount taxable income to you, and they expect to see it reported on your tax return. The exception is if you file for bankruptcy. With bankruptcy, generally the debt cancelled is not taxable.
Even if you are not legally bankrupt, you might be technically insolvent (where your liabilities exceed your assets). If this is the case, you can exclude your debt cancellation income by reporting your financial condition and filing IRS Form 982 with your tax return.
* Primary home
If your home is "short" sold or foreclosed and the lender receives less than the total amount of the outstanding loan, you can also expect that amount of debt cancellation to be reported to you and the IRS. But special rules allow you to exclude up to $2 million in cancellation income in many circumstances. You will again need to complete IRS Form 982, but the exclusion from taxable income brought about by the debt cancellation on your primary residence is incredibly liberal. So make sure to take advantage of these rules should they apply to you.
* Second home, rental property, investment property, business property
The rules for debt cancellation on second homes, rental property, and investment or business property can be extremely complicated. Generally speaking, the new laws that cover debt cancellation don't apply to these properties, and the IRS considers any debt cancellation income taxable. Nevertheless, given your cost of these properties, your financial condition, and the amount of debt cancelled, it's still possible to have this debt cancellation income taxed at a preferred capital gains rate, or even considered not taxable at all.
Be aware that many of the special debt cancellation provisions are set to expire at the end of 2012.
If you're unsure as to how debt cancellation affects you, contact your tax advisor (or ask us for a referral) to review your situation and determine how much, if any, cancelled debt will be taxable income to you.
Posted by Natalie Neith at 14:44 No comments: Email ThisBlogThis!Share to TwitterShare to Facebook
Monday, August 13, 2012
Fire Prevention Fee
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The fee is levied at the rate of $150 per habitable structure, which is defined as a building that can be occupied for residential use. Owners of habitable structures who are also within the boundaries of a local fire protection agency will receive a reduction of $35 per habitable structure.
This fee will fund a variety of important fire prevention services within the SRA including brush clearance and activities to improve forest health so the forest can better withstand wildfire.
Note: The transfer of title does not trigger the fee. The notice of the Fire Prevention Fee has been included in Disclosure Source NHD Reports since September 2011.
For more information about the Fire Prevention Fee visit:
http://firepreventionfee.org/
sra_faqs.php
and
http://www.homewarranty.com/
pdfs/Fire_Prevention_Fee_
Saturday, August 11, 2012
My First Triathalon
Well I have completed my list of fitness activities I wanted to complete by my 50th birthday. The triathlon was 3 weeks after my 50th because of a knee injury, but I completed it.
On my list was a 5K, 10K, 1/2 marathon (13.1 miles) and a triathlon. 5K ran this with my wife and Jaime (niece) Santa Anita in April, 10K in the Antelope Valley in May, Half Marathon in June in Ventura along the beach time 2 hours 21 mins. The tri which consisted of 500 meter swim, 10 mile bike ride and 3.1 run. time 2hrs.5 secs. I loved the 1/2 marathon, the tri was brutal!!!! The swim which I thought would be a piece of cake. Huh..150 guys swimming all together. Right off the bat I got kicked in the chest and face..Hey no one told me about that, then A guy used me as a starting block, swam over my back and used my head as a push off platform. The run ......The worst run ever, with the temp at 102, hills, I wanted to stop... But I pushed on, My time for the miles was bad. 14 min miles My usual is 10:40 mins.
My wife who lets me know all the time she is not fifty yet (5 weeks and counting)also did the tri. I am very proud of her. I think she is also proud of herself. She had herself convinced she couldn't do it,but she did..... Hmmm anyone up for a full Marathon?????
On my list was a 5K, 10K, 1/2 marathon (13.1 miles) and a triathlon. 5K ran this with my wife and Jaime (niece) Santa Anita in April, 10K in the Antelope Valley in May, Half Marathon in June in Ventura along the beach time 2 hours 21 mins. The tri which consisted of 500 meter swim, 10 mile bike ride and 3.1 run. time 2hrs.5 secs. I loved the 1/2 marathon, the tri was brutal!!!! The swim which I thought would be a piece of cake. Huh..150 guys swimming all together. Right off the bat I got kicked in the chest and face..Hey no one told me about that, then A guy used me as a starting block, swam over my back and used my head as a push off platform. The run ......The worst run ever, with the temp at 102, hills, I wanted to stop... But I pushed on, My time for the miles was bad. 14 min miles My usual is 10:40 mins.
My wife who lets me know all the time she is not fifty yet (5 weeks and counting)also did the tri. I am very proud of her. I think she is also proud of herself. She had herself convinced she couldn't do it,but she did..... Hmmm anyone up for a full Marathon?????
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